Finance products

The finance agreement types that we offer are described below. Each agreement has different characteristics and Paragon Bank Technology Finance Limited can further tailor the facility to meet a customer’s specific needs and match the terms of the agreement to the equipment to be funded.

In most cases, you negotiate the equipment that you want to buy from your chosen supplier. Paragon Bank Technology Finance Limited buys the equipment from the supplier and you enter into the finance agreement.

Whilst most of the business we transact is underwritten using our own funds, we also have access to a broad range of third-party finance partners which means we are confident we can provide a solution that is right for you.

Lease Purchase (or HP)

An installment credit facility where the equipment cost is funded over a term - up to five years – with repayments that include capital and interest. Interest rate is fixed from the start so you can budget your costs with accuracy...

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Finance Lease

Finance leasing is a fixed cost rental facility which may suit a customer who cannot recover the VAT element of the deposit required under a Hire Purchase agreement or doesn’t want the tax benefits of ownership…

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Operating Lease

A facility which offers both cash flow benefits and matches the lease term to your projected utilisation of the equipment. As we take a residual value investment in the equipment, the rentals will be lower as they are based on the cost…

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Sale and HP back

You sometimes need to make an investment in your business which is not suitable for asset finance and which would not be suitable to be funded using an overdraft facility. If you have unencumbered, tangible equipment, you can…

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Receivables finance

If you are a vendor supplying high-value goods or services to your customers on an instalment payment basis under a written finance agreement, we can improve your cash flow by purchasing the finance agreement and providing…

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Managed Service Contract

Equipment suppliers are increasingly being asked by customers to offer a managed services solution, comprising either a fixed or variable periodic charge which includes the provision of equipment, software and services including...

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Promissory Note

Paragon Bank Technology Finance can offer suppliers use of a Promissory Note structure. These short and simple instruments are often employed by large international corporations to make deferred payments to suppliers, and...

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Loan Structure

Paragon Bank Technology Finance’s loan structures enable suppliers to offer a simple payment structure in conjunction with their own supply agreements or managed services contracts. Terms can be bespoke to meet customers’ requirements...

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Vendor Programmes

If you are a manufacturer of audio-visual, film, broadcast or pro-audio equipment, your customers may have restraints on capital budgets which restrict the amount of equipment they are able to buy from or perhaps you would like to...

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We have known the Paragon Bank Technology Finance team for many years and trust them implicitly, nothing is too much trouble for them whether it be a small item of kit or a complete studio, they know and understand the industry inside out and are only too happy help. As a result they are our go to guys for any sort of finance required.

Martin Joannou
Director, 3D Broadcast Ltd

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We have great experience across many sectors in the media & technology industries.

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